SEPTEMBER ENROLLMENT IS NOW OPEN
A limited number of participants will be accepted during this enrollment period. Secure your spot before enrollment closes or available capacity is reached.
Restoring Credit,
Rebuilding Community
Helping individuals and families strengthen their credit and move toward their financial goals. Serving communities across the DFW Metroplex.
- Professional credit repair services provided at no service cost through the MBFS Community Credit Initiative.
- Active credit monitoring is required to participate and is the participant's responsibility.
Join the Community Credit Initiative
Enter your information below to get started.
WHAT'S INCLUDED
What's Included in the Initiative
Three core services provided through the MBFS Community Credit Initiative.
CREDIT REPORT REVIEW
Our team reviews your credit reports to identify negative and potentially inaccurate reporting that may be appropriate for dispute.
CREDIT DISPUTE SERVICES
Our team prepares and manages appropriate credit disputes on your behalf throughout your participation in the initiative.
PROGRESS MONITORING
We monitor changes to your credit reports and continue working through the established dispute process.
HOW THE INITIATIVE WORKS
How the Initiative Works
A simple, step-by-step process from enrollment to ongoing credit dispute work.
Enrollment starts with activating the required credit monitoring, then our team reviews your reports, begins appropriate disputes, and continues monitoring through the initiative’s established dispute process.
Initiative Steps
4 Steps1. ENROLL
Complete your enrollment and activate the required credit monitoring.
2. WE REVIEW
Our team reviews your credit reports and identifies items that may be appropriate for the dispute process.
3. WE DISPUTE
Our team prepares and manages appropriate credit disputes on your behalf.
4. WE CONTINUE THE PROCESS
We monitor your credit reports and continue servicing your file through the initiative's established dispute process.
Participation Requirements
To participate in the MBFS Community Credit Initiative, participants must enroll in the required SmartCredit credit monitoring plan through the designated MBFS enrollment link. The required SmartCredit monitoring plan costs $42.99 per month and must remain active while MBFS is servicing the participant's credit file through the initiative.
IMPORTANT: SmartCredit accounts opened through another website, link, offer, promotion, or enrollment method do not meet the participation requirements for the MBFS Community Credit Initiative.
MBFS does not charge participants a service fee for credit repair services provided through this initiative.
My Boss Financial Solutions may receive compensation when participants enroll in SmartCredit through the designated MBFS enrollment link.
WHY MBFS CREATED THIS INITIATIVE
Why MBFS Created This Initiative
Many consumers know their credit needs attention but the cost of professional assistance can make getting started difficult. My Boss Financial Solutions created the MBFS Community Credit Initiative to make professional credit repair services more accessible to individuals and families in our community.
Through this initiative, MBFS does not charge participants a service fee for credit repair. Participants are responsible for enrolling in and maintaining the required SmartCredit monitoring plan through the designated MBFS enrollment link. This monitoring allows our team to review reports, monitor changes, and continue servicing participating credit files.
FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions
Answers to common questions about participation requirements, SmartCredit, and how communication works.
Why is SmartCredit required?
SmartCredit provides the credit report and monitoring access needed for our team to review your credit file, monitor changes, and continue servicing your file throughout the initiative.
Can I use an existing SmartCredit account?
Participation in this specific initiative requires enrollment through the designated SmartCredit enrollment link provided by MBFS. Existing accounts or accounts opened through another enrollment method do not meet the participation requirements.
Can I sign up for SmartCredit directly on their website?
No. To participate in the MBFS Community Credit Initiative, SmartCredit enrollment must be completed through the designated enrollment link provided by MBFS.
Can I use another credit monitoring company?
No. This initiative uses the designated SmartCredit monitoring service for participating credit files. Other monitoring services cannot be substituted for the required initiative enrollment.
Do I have to keep SmartCredit active?
Yes. The required SmartCredit monitoring must remain active while MBFS is servicing your credit file through the Community Credit Initiative. If the required monitoring becomes inactive or is canceled, credit repair services through the initiative may be discontinued.
Will I be charged by MBFS for credit repair?
No. MBFS does not charge participants a service fee for credit repair services provided through the Community Credit Initiative. Participants are responsible for the required $42.99 monthly SmartCredit monitoring plan.
How will I communicate with the MBFS team?
After enrollment and onboarding, participants receive access to a secure client portal. The client portal is the primary method for communicating with the MBFS team regarding a credit repair file, submitting requested documents, and receiving service updates. Individual credit coaching calls, consultations, and phone-based file support are not included in the Community Credit Initiative.
MBFS Community Credit Initiative
An initiative of My Boss Financial Solutions
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